ACI Worldwide helps money go mobile. The company develops e-payment and electronic funds transfer (EFT) software for companies around the world. Customers use its software to process transactions involving ATMs, credit and debit cards, online banking and payment processing, point-of-sale terminals, smart cards, and wire transfers. ACI also makes network integration software, and it offers services such as design, implementation, and facilities management. The company serves the financial services and retail industries, with more than 700 customers in some 80 countries. Clients have included Bank of America, ING, and credit card processor Moneris Solutions.